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Patient perceptions of copay card utilization and policies
Dimika Cavalier1, Bridget Doherty2, Gabrielle Geonnotti2
1Independent contributor and patient participant in Janssen Patient Engagement Research Council, Memphis, TN, USA.
Patients depend on copay cards to afford medications and improve adherence. However, copay accumulator and maximizer programs (CAPs) can increase out-of-pocket costs, highlighting the need for greater patient awareness and education.
Area of Science:
- Health Economics
- Patient Advocacy
- Pharmaceutical Access
Background:
- Copay cards aim to reduce patient out-of-pocket (OOP) expenses for medications.
- Copay adjustment programs (CAPs) may redirect copay card benefits, increasing patient OOP costs.
Purpose of the Study:
- To explore patient perceptions of copay cards and CAPs.
- To understand how these programs impact medication affordability and adherence.
Main Methods:
- Qualitative, exploratory focus group study.
- 33 patients with chronic conditions participated.
- Data collected via surveys and virtual sessions.
Main Results:
- Patients view copay cards as crucial for managing financial burden and improving health.
- Medication adherence was linked to copay card use, particularly among Black respondents.
- Many patients were unaware of CAPs and recommended increased transparency and education.
Conclusions:
- Patients rely on copay cards for medication access and adherence.
- CAPs can inadvertently increase patient OOP expenses.
- Enhanced patient education and industry-provider partnerships are needed to ensure access to copay card benefits.
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