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Costs of care and financial hardship among patients with heart failure
Alexander H Gunn1, Haider J Warraich2, Robert J Mentz3
1Department of Medicine, Duke University School of Medicine, Durham, NC.
Insights
Patients with heart failure (HF) face significant out-of-pocket costs, particularly for prescription drugs, leading to delayed care and worsening health outcomes. Addressing this financial burden is crucial for improving HF management.
Area of Science:
- Cardiology
- Health Economics
- Patient-Reported Outcomes
Background:
- Heart failure (HF) is increasingly managed as a chronic condition due to therapeutic advancements.
- Rising out-of-pocket (OOP) medical costs create a substantial financial burden for HF patients.
- Limited data exists on the specific financial hardships experienced by heart failure patients.
Purpose of the Study:
- To explore the patient perspective on financial hardship in heart failure.
- To estimate OOP costs associated with HF treatments and hospitalizations.
- To identify the consequences of high OOP costs on patient care and outcomes.
Main Methods:
- Review of existing studies on OOP costs in heart failure.
- Analysis of direct medical costs, including guideline-directed medical therapy and hospitalizations.
- Exploration of patient cost preferences and the impact of financial toxicity.
Main Results:
- High OOP costs are prevalent in heart failure, with prescription drugs being a major contributor.
- Financial burden can lead to decreased medication adherence and delayed medical care.
- These factors contribute to a cycle of worsening health and increased financial toxicity.
Conclusions:
- The financial toxicity associated with heart failure management significantly impacts patient well-being and treatment adherence.
- Further research is needed to develop evidence-based strategies for cost reduction in HF care.
- Understanding patient cost preferences is essential for designing effective financial support solutions.
Abstract:
With the implementation of new therapies, more patients are living with heart failure (HF) as a chronic condition. Alongside these advances, out-of-pocket (OOP) medical costs have increased, and patients experience significant financial burden. Despite increasing interest in understanding and mitigating financial burdens, there is a relative paucity of data specific to HF. Here, we explore financial hardship in HF from the patient perspective, including estimated OOP costs for guideline-directed medical therapy for HF with reduced ejection fraction, hospitalizations, and total direct medical costs, as well as the consequences of high OOP costs. Studies estimate that high OOP costs are common in HF, and a large proportion are related to prescription drugs. Subsequently, the effects on patients can lead to worsening adherence, delayed care, and poor outcomes, leading to a financial toxicity spiral. Further, we summarize patients' cost preferences and outline future research that is needed to develop evidence-based solutions to reduce costs in HF.
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