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Financial Literacy and Gambling Behaviour: A Systematic Review.

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Low financial literacy is linked to increased gambling. Improving financial knowledge may help reduce gambling frequency and related harms, but more research is needed.

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Area of Science:

  • Behavioral Economics
  • Psychology
  • Public Health

Background:

  • Low financial literacy is a potential risk factor for poor financial decisions and problematic gambling.
  • Understanding the relationship between financial literacy and gambling behavior is crucial for developing interventions.

Purpose of the Study:

  • To systematically review empirical studies examining the association between financial literacy and gambling frequency and/or problems.
  • To identify potential implications for financial literacy education in reducing gambling-related harms.

Main Methods:

  • Systematic review of peer-reviewed empirical studies.
  • Searched multiple databases (PsycInfo, Web of Science, Scopus, etc.) for English-language publications.
  • Included studies reporting on financial literacy and gambling frequency/problems; nine studies met inclusion criteria.

Main Results:

  • Most studies found a negative association between financial literacy and gambling frequency.
  • Financial literacy measures varied, with most focusing on objective knowledge.
  • Few studies assessed problematic gambling behavior comprehensively.

Conclusions:

  • Increased financial literacy may be associated with reduced gambling frequency.
  • Financial literacy education interventions show potential for mitigating gambling-related harms.
  • Further research is needed to address limitations of current cross-sectional studies and focus on gambling problems.