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Subjective Cognitive Decline and Financial Exploitation Vulnerability.

LaToya Hall1, Peter A Lichtenberg1

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Summary
This summary is machine-generated.

Financial exploitation vulnerability is linked to subjective cognitive decline (SCD) in older adults. Early assessment of SCD can help prevent financial exploitation in at-risk individuals.

Keywords:
Financial exploitation vulnerabilitysubjective cognitive decline

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Area of Science:

  • Gerontology
  • Cognitive Science
  • Financial Gerontology

Background:

  • Financial decision-making is influenced by contextual factors, leading to the development of a financial exploitation vulnerability scale.
  • Previous research indicates a significant relationship between financial exploitation vulnerability and subjective cognitive decline (SCD).

Purpose of the Study:

  • To cross-validate the Financial Exploitation Vulnerability scale.
  • To examine the relationship between financial exploitation vulnerability and subjective cognitive decline in older adults.

Main Methods:

  • A cross-validation study involving 1,436 adults aged 60 and older who anonymously completed a financial exploitation vulnerability survey online.
  • Correlational and multiple regression analyses were employed to test hypotheses and investigate correlates of financial vulnerability.

Main Results:

  • Higher financial vulnerability scores were associated with SCD, lower education levels, older age, and being a person of color.
  • Subjective cognitive decline (SCD) emerged as the strongest predictor, accounting for 20% of the variance in financial exploitation vulnerability scores.

Conclusions:

  • The study validates the Financial Exploitation Vulnerability measure as a reliable clinical risk assessment tool.
  • Assessing SCD is crucial for early detection and intervention to prevent financial exploitation in older adults.