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Observer Perceptions of GenAI Use and Interpersonal Trust: The Roles of Warmth, Competence, and AI Literacy
Zhen Zhang1,2, Jiaying Geng1, Chunhui Qi1
1Faculty of Education, Henan Normal University, Xinxiang 453007, China.
Behavioral Sciences (Basel, Switzerland)
|July 28, 2026
Summary
Generative AI (GenAI) use can decrease interpersonal trust by lowering perceived warmth and competence. However, higher AI literacy can mitigate this negative effect, balancing efficiency and trust.
Area of Science:
- Psychology
- Human-Computer Interaction
- Artificial Intelligence Ethics
Background:
- Generative AI (GenAI) is increasingly integrated into daily life and learning.
- The impact of GenAI use on interpersonal trust is not well understood.
- Theoretical frameworks like the Stereotype Content Model and social cognitive theory can inform this investigation.
Purpose of the Study:
- To investigate the relationship between perceived GenAI use and interpersonal trust.
- To examine the mediating roles of perceived warmth and competence.
- To determine if perceived AI literacy moderates the association between GenAI use and trust.
Main Methods:
- Survey study with 406 participants.
- Assessed perceptions of target individual's GenAI use, warmth, competence, AI literacy, and interpersonal trust.
- Employed mediation and moderation analyses.
Main Results:
- GenAI use was negatively associated with interpersonal trust.
- Perceived warmth and competence mediated this negative association.
- Perceived AI literacy moderated the direct negative effect of GenAI use on trust, but not the indirect pathways.
Conclusions:
- GenAI use may reduce interpersonal trust through diminished perceptions of warmth and competence.
- Individuals with low AI literacy are more susceptible to trust erosion from GenAI use.
- Findings offer insights into managing trust in human-AI interactions and collaborations.
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