Jove
Visualize
Contact Us

Related Experiment Videos

Genetic information and insurance: some ethical issues

O O'Neill1

  • 1Newnham College, Cambridge, UK.

Philosophical Transactions of the Royal Society of London. Series B, Biological Sciences
|August 29, 1997
PubMed
Summary
This summary is machine-generated.

Related Concept Videos

You might also read

Related Articles

Articles linked to this work by shared authors, journal, and citation graph.

Sort by
Same author

Insurance and genetics: the current state of play.

The Modern law review·2003
Same author

Practical principles & practical judgment.

The Hastings Center report·2003
Same author

Some limits of informed consent.

Journal of medical ethics·2003
Same author

Use of decompressive craniectomy after severe head trauma.

AORN journal·2002
Same author

The efficacy of oral analgesia for postoperative pain.

The British journal of theatre nursing : NATNews : the official journal of the National Association of Theatre Nurses·1999
Same author

Endovascular treatment of traumatic dural sinus thrombosis: case report.

Neurosurgery·1998
Same journal

The microlandscapes of tree trunks: the effect of lichen and tree-level characteristics on arthropod communities.

Philosophical transactions of the Royal Society of London. Series B, Biological sciences·2026
Same journal

Centimetre-scale landscapes to assess the motion behaviour and cognition of gastropods and bivalves.

Philosophical transactions of the Royal Society of London. Series B, Biological sciences·2026
Same journal

Intertidal microcosms of wave-swept rocky shores: ecological and physiological insights from a uniquely stressful environment.

Philosophical transactions of the Royal Society of London. Series B, Biological sciences·2026
Same journal

Temporal and spatial variation in temperature and oxygen at the microscale: key niche axes for aquatic life.

Philosophical transactions of the Royal Society of London. Series B, Biological sciences·2026
Same journal

Natural microcosms in ecology: fulfilling the promise of model systems?

Philosophical transactions of the Royal Society of London. Series B, Biological sciences·2026
Same journal

Microbe-induced galls and plant defence: metabolite crosstalk in a co-evolutionary battle.

Philosophical transactions of the Royal Society of London. Series B, Biological sciences·2026
See all related articles
JoVE
x logofacebook logolinkedin logoyoutube logo
ABOUT JoVE
OverviewLeadershipBlogJoVE Help Center
AUTHORS
Publishing ProcessEditorial BoardScope & PoliciesPeer ReviewFAQSubmit
LIBRARIANS
TestimonialsSubscriptionsAccessResourcesLibrary Advisory BoardFAQ
RESEARCH
JoVE JournalMethods CollectionsJoVE Encyclopedia of ExperimentsArchive
EDUCATION
JoVE CoreJoVE BusinessJoVE Science EducationJoVE Lab ManualFaculty Resource CenterFaculty Site
Terms & Conditions of Use
Privacy Policy
Policies

Insurance manages life's risks by pooling them, offering financial security. However, genetic information raises ethical questions about discrimination versus accurate risk assessment in insurance practices.

Area of Science:

  • * Insurance and Risk Management
  • * Bioethics and Genetic Information

Background:

  • * Insurance is a primary mechanism for controlling life's inherent risks by pooling and transferring them.
  • * Both public and commercial insurance foster ethical values like solidarity and mutuality by sharing risk.
  • * Commercial insurance, while beneficial, raises ethical concerns regarding discrimination based on risk assessment.

Purpose of the Study:

  • * To explore the ethical implications of using genetic information in insurance.
  • * To examine whether genetic information enhances or undermines insurance's role in providing security.
  • * To assess the acceptability of insurance discrimination based on genetic risk profiles.

Main Methods:

  • * Conceptual analysis of insurance practices and ethical principles.

Related Experiment Videos

  • * Examination of the potential impact of genetic testing and screening on insurance markets.
  • * Ethical evaluation of discrimination in insurance in light of genetic data.

    • Main Results:

    • * Genetic information allows for more precise individual risk assessment.
    • * This precision could lead to finer discrimination in insurance pricing and availability.
    • * The use of genetic data poses challenges to existing notions of mutuality and solidarity in insurance.

    Conclusions:

    • * The integration of genetic information into insurance necessitates a re-evaluation of ethical boundaries.
    • * Decisions on using genetic data must balance risk assessment accuracy with fairness and equity.
    • * Insurance's capacity to provide security and uphold ethical values is at stake with genetic information use.