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对上市公司的信贷风险预测模型基于改进的强化学习和贝叶斯优化超频带优化

Cai Yuanqing1, Zhenming Gao2, Zhang Jian3

  • 1College of Business and Public Management, Wenzhou-Kean University, Wenzhou, China.

PloS one
|October 28, 2025
PubMed
概括

本研究引入了一种使用强化学习 (近接政策优化) 进行特征选择和不平衡分类的新型信贷风险预测方法. 该方法显著提高了上市公司的预测准确性.

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