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Related Concept Videos

Factors Affecting Illness01:18

Factors Affecting Illness

When a person's physical, emotional, intellectual, social development or spiritual functioning is compromised, this deviation from a healthy normal state is called illness. Illness creates stress that in turn harms individuals. Irritation, anger, denial, hopelessness, and fear are behavioral and emotional changes an individual experiences in the phases of illness. A variety of factors influence a person's health and well-being.
For instance, risk factors are connected to illness, disability,...
Stress and Mental Health01:30

Stress and Mental Health

Chronic stress profoundly affects mental health, significantly influencing mood, behavior, and overall quality of life. Research closely links chronic stress with mental health conditions such as depression, anxiety, and substance use disorders. Ongoing exposure to stress can lead to physiological and psychological changes, initiating a cycle of emotional distress and maladaptive coping mechanisms.
Individuals with depression often experience challenges in both their personal and professional...
Classification of Illness01:17

Classification of Illness

The meaning of illness is individualized to each person who experiences an alteration in health. In contrast, disease is a medical term indicating a pathological change in the structure and function of the body or mind. It is a condition that has specific symptoms and boundaries.
An illness is a response to a disease in which the person's level of functioning is changed compared with a previous level. The general classification of illness includes acute and chronic.
Acute illness is severe and...
Stress Prevention and Stress Management Techniques IV01:26

Stress Prevention and Stress Management Techniques IV

Stress often leads to unhealthy habits like smoking, excessive drinking, and overeating, which offer short-term relief but ultimately increase long-term health risks. These behaviors create a cycle that temporarily lowers stress levels but can result in severe long-term health consequences. Breaking these habits is essential to reduce the risk of chronic diseases and improve overall well-being. Three primary changes that support better health include quitting smoking, reducing alcohol intake,...
Types of Stressors01:23

Types of Stressors

A stressor is any event, condition, or stimulus that triggers stress and causes a physical or psychological response in the body. Stressors can be categorized into three main types: catastrophes; significant life changes; and daily hassles, including social stress. Each can be detrimental to physical and mental well-being.
Catastrophes
Catastrophes refer to large-scale, unpredictable events that create overwhelming stress and a sense of threat. Examples include natural disasters like...
Dimensions of Health and Illness01:21

Dimensions of Health and Illness

The factors influencing the health-illness continuum can be internal or external and may or may not be under conscious control. They are related to the following eight human dimensions, and each dimension is interrelated to one other.

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A New Method for Inducing a Depression-Like Behavior in Rats
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A New Method for Inducing a Depression-Like Behavior in Rats

Published on: February 22, 2018

Does major illness cause financial catastrophe?

Keziah Cook1, David Dranove, Andrew Sfekas

  • 1Department of Economics, Northwestern University, 302 Andersen Hall, 2001 Sheridan Road, Evanston, IL 60208, USA. kez@northwestern.edu

Health Services Research
|October 21, 2009
PubMed
Summary
This summary is machine-generated.

Major illnesses can cause significant financial hardship for uninsured near-elderly individuals, leading to a 30-50% drop in household assets. Health insurance offers crucial protection against such financial devastation.

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A New Method for Inducing a Depression-Like Behavior in Rats
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Published on: December 2, 2015

Area of Science:

  • Health Economics
  • Gerontology
  • Public Health

Background:

  • Major illnesses pose significant financial risks to households.
  • The role of health insurance in mitigating these financial impacts, particularly for the near-elderly, is a critical area of study.

Purpose of the Study:

  • To quantify the financial impact of major illnesses on near-elderly households.
  • To assess the protective effect of health insurance against illness-related financial decline.

Main Methods:

  • Utilized RAND Corporation extracts from the Health and Retirement Study (1992-2006).
  • Employed triple difference median regressions comparing newly ill/uninsured individuals to newly ill/insured and non-ill control groups.
  • Focused on changes in household assets, excluding primary home value.

Main Results:

  • Newly ill, uninsured individuals experienced a statistically significant 30-50% decline in household assets.
  • Newly ill, insured individuals did not show a similar decline in wealth.
  • The primary home's value was excluded from asset change calculations.

Conclusions:

  • Uninsured households with a newly ill member face a high risk of financial catastrophe.
  • Health insurance provides a substantial buffer against near-term financial losses for newly ill individuals.