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Patient Cost Exposure And Use Of Preventive Care Among ACA-Compliant Individual Plans
Alexandra E Makhoul1, Jeremy B Hatcher2, Lina Sulieman3
1Alexandra E. Makhoul (alexandra.makhoul@pennmedicine.upenn.edu), University of Pennsylvania, Philadelphia, Pennsylvania.
Abstract:
The Affordable Care Act (ACA) mandated coverage of common preventive services with zero patient cost sharing. However, patients may still experience high same-day costs when receiving these "zero-dollar" preventive services. Our analysis of on- and off-exchange individual-market health plans during 2016-18 revealed that 21-61 percent of enrollees experienced same-day cost exposure greater than $0 when accessing ACA-mandated free preventive services.
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