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Merging Rural And Urban ACA Rating Areas Improved Choice, Premiums In Rural Texas
Simon F Haeder1, Elena Andreyeva2, Daniel Marthey3
1Simon F. Haeder (sfhaeder@tamu.edu), Texas A&M University, College Station, Texas.
Abstract:
Rural consumers often face a limited choice of carriers and plans and high premiums. To mitigate this issue, Texas recently adjusted its Affordable Care Act Marketplace rating areas to integrate rural areas into nearby urban markets for rating purposes. We found that rural consumers subsequently saw increases in carrier and plan choices, as well as decreases in overall plan premiums.
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