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Did Emergency Rental Assistance Support Housing Stability During the COVID-19 Pandemic? Differential Effects Across

Vincent A Fusaro1, Christopher Baidoo2, K Megan Collier3

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Journal of Urban Health : Bulletin of the New York Academy of Medicine
|October 31, 2025
PubMed
Summary
This summary is machine-generated.

The Emergency Rental Assistance (ERA) program significantly reduced eviction risk and rental arrears for households, especially those with children and Black households. This policy proved vital in preventing housing instability during the pandemic.

Keywords:
Eviction RiskHousing InstabilityPolicy AnalysisRental Assistance

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Area of Science:

  • Public Health Policy
  • Housing Economics
  • Socioeconomic Disparities

Background:

  • The COVID-19 pandemic exacerbated the pre-existing US housing affordability crisis, increasing eviction risks.
  • Housing instability during the pandemic heightened viral transmission risks.
  • Mitigating eviction was crucial for public health and economic stability.

Purpose of the Study:

  • To evaluate the effectiveness of the federal Emergency Rental Assistance (ERA) program in preventing evictions.
  • To examine the impact of rental assistance on housing stability for all renters and specific high-risk groups.
  • To analyze the relationship between receiving rental aid and avoiding rental arrears and eviction.

Main Methods:

  • Utilized U.S. Census Bureau Household Pulse Survey data (July 2021-April 2023).
  • Employed coarsened exact matching to create treatment and comparison groups (n=18,329) to assess rental arrears and eviction risk.
  • Estimated recursive bivariate probit models in a larger sample (n=160,443) to simultaneously analyze assistance receipt and rental arrears.

Main Results:

  • Receipt of rental assistance substantially decreased the likelihood of being in rental arrears and the perceived risk of eviction.
  • The positive impact on reducing arrears was more pronounced for households with children.
  • Black households experienced a greater reduction in arrears compared to other racial/ethnic groups in the matching analysis.

Conclusions:

  • The Emergency Rental Assistance program was effective in mitigating eviction risk and improving housing stability.
  • The program demonstrated particular benefits for vulnerable populations, including families with children and Black households.
  • ERA represents a critical policy intervention for addressing housing insecurity and its associated public health consequences.