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Perspectives on Finances and Mental Health Among Low-Income Latinas
Luisa R Blanco1, Jessica A Baker2, Julie A Friedman2
1Pepperdine University.
Journal of Financial Therapy
|May 6, 2026
Summary
Financial challenges significantly impact mental health, especially for low-income Latinas. This study highlights their desire for financial education and mental health support to improve well-being.
Area of Science:
- Sociology
- Public Health
- Mental Health Research
Background:
- Financial challenges are linked to adverse mental health outcomes.
- Low-income Latinas face unique financial and cultural challenges.
- Understanding this intersection is crucial for targeted interventions.
Purpose of the Study:
- To explore the perspectives of low-income Latinas on financial challenges and mental health.
- To identify effective strategies for financial education and mental health support within this demographic.
Main Methods:
- Community-based participatory qualitative research.
- Three focus groups conducted with 37 immigrant, Spanish-speaking, low-income Latinas in Los Angeles County.
Main Results:
- Participants experience financial stressors related to household finance management.
- There is a strong desire among participants to acquire new financial skills and tools.
- Participants are receptive to mental health therapies addressing financial stress.
Conclusions:
- Financial education interventions for Latinas should include peer support.
- Interventions must enhance knowledge of financial management tools and community resources.
- Therapeutic approaches are vital for addressing financial stress and its mental health impact.
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