The Medicare mall. Will Washington like what it built?

Area of Science:

• Healthcare Policy
• Public Health
• Gerontology

Background:

• Millions of seniors face complex healthcare decisions annually.
• The Medicare Plus Choice program significantly expands available health plan options.

Purpose of the Study:

• To inform seniors about the diverse Medicare Plus Choice plan offerings.
• To highlight the new rules and potential risks associated with these choices.

Main Methods:

• Analysis of Medicare Plus Choice program structure.
• Review of available plan types (HMOs, provider-sponsored, private-pay, medical savings accounts).

Main Results:

• Seniors will choose from an extensive menu of health coverage.
• The program introduces a complex regulatory environment.

Conclusions:

• Medicare Plus Choice presents both expanded options and new risks for seniors.
• Understanding the program's rules is crucial for beneficiaries.