放射学实习生退休计划:选择和参与
Mona Shahriari1, Mina Hesami2, Yuval D Bar-Or3
1Neuroradiology Division, Department of Radiology, Johns Hopkins University School of Medicine, Phipps B100, 600 N. Wolfe Street, Baltimore, MD 21287, United States.
Current problems in diagnostic radiology
|January 25, 2024
概括
放射科住院医生在被提供退休计划时积极参与. 融入居住计划中的金融教育对于优化居民的财务规划和确保安全的未来至关重要.
科学领域:
- 医学教育 医学教育
- 金融规划 财务规划 财务规划
- 放射科住院医生 放射科住院医生
背景情况:
- 财务安全对于医疗专业人员,包括放射科住院医生至关重要.
- 在居住期间可自由选择的收入需要明智的投资策略.
- 了解退休计划的提供和参与对于居民来说至关重要.
研究的目的:
- 评估为放射科住院医生提供的退休计划的普遍性.
- 确定居民可获得的退休计划类型.
- 确定放射科医生在退休计划中的参与率.
主要方法:
- 通过Qualtrics进行了两项调查:一项是针对项目主管,一项是针对放射科住院医生.
- 调查收集了有关人口统计,财务状况,提供计划和参与的数据.
- 使用了奇方位分析,统计学显著性设置为P < 0.05.
主要成果:
- 在199名被调查的放射科医生中,83.7%的人参与了退休计划.
- 与社区 (70%) 和混合 (53.8%) 计划相比,基于大学的计划提供了更高的计划率 (82.8%).
- 大多数居民 (94.3%) 在他们的第一或第二个研究生年 (PGY1/PGY2) 开始投资退休计划,其中403 (b) 是最常见的计划.
结论:
- 放射科住院人员在退休计划中的参与度会增加,当项目提供这些计划时.
- 将金融教育纳入放射学实习课程可以增强居民的财务决策.
- 积极的财务指导可以改善居民的长期经济安全.
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