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Health insurance premium in Colombia for 2025: a strictly political-ideological decision without technical-scientific
Oscar Espinosa1, Paul Rodríguez-Lesmes2, Sergio Prada3
1Economic Models and Quantitative Methods Research Group, Centro de Investigaciones Para El Desarrollo, Universidad Nacional de Colombia, Bogotá, D.C., Colombia. oaespinosaa@unal.edu.co.
Abstract:
The Colombian Ministry of Health's decision to increase the health insurance premium (Capitation Payment Unit) by 5.36% for 2025, close to the inflation rate, has sparked controversy. This adjustment disregards factors that contribute to rising healthcare costs, leading to concerns over the guarantee the right to health for Colombians and financial sustainability of the health system. The insufficient increase raises the likelihood of surpassing premium coverage, as evidenced by recent actuarial studies. This decision could affect the quality of services and jeopardize the health of 50 million inhabitants in the Colombian territory. The paper calls for a more robust, technical approach to ensure the financial stability and quality of care in the Colombian health system.
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